Workbook·1 min read·1 interactive tool
How to Choose a Merchant Account That Won't Freeze You (2026 SOP)
Stripe and PayPal freeze high-risk accounts constantly. This SOP walks you through assessing your risk profile, preparing your documentation, and migrating to a processor that fits — then routes you to the best option for YOUR situation.
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Answer 3 quick questions and we'll point you to the processor that actually fits your situation — based on your risk profile, not on who pays us most.
How would a processor classify your business?
Have you been frozen or held by Stripe/PayPal before?
Monthly processing volume?
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